Roth Ira Contribution Limits 2024 Catch Up. With the roth 401(k), no rmd is required, so the entire account can be rolled over to a roth ira tax free. Individuals with high incomes may not be eligible to directly fund a roth ira.

In 2024, you’re able to contribute an additional $7,500 to a 401 (k) each. Individuals with high incomes may not be eligible to directly fund a roth ira.